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Texoma Homes for sale:

As we  begin the process of getting your property ready to place on the market one of the steps is to understand what a title policy is and how it can affect the transaction of selling your property.

A potential buyer will be looking at several aspects of your property as they begin the step to make an offer. It will make it much easier on the transaction process if we can know ahead of time if you may have title issues that can be resolved before we can an offer.

You may say as a seller what is a title policy and why do I need to give one when I received one when I purchased the property??? Is that not the same thing and why do I need to spend the money on this item. The title policy is a negotiable item but in most cases it is paid by the seller.

We work with Security Title Peggy Taylor Escrow officer on a regular basis, you can visit their web site by

clicking here

This is what Peggy Taylor had to say about Title insurance

A title is the foundation of property ownership, and because land is permanent and can have many owners offer the years various rights in land may have been acquired by others ( such as mineral, air or utility rights) by the time you come into possession of it. A title search is a detailed examination of the historical records concerning a property. The purpose of the search is to verify the Sellers right to transfer ownership and to protect the buyer from any claims, defects and right or burdens of the property. Among these are unpaid taxes, unsatisfied mortgages, judgements against the seller and restrictions limiting the use of the property and or land.

This is just the begining of what a title policy does for you as a seller to show that you have clear title that is transferable to the buyer. Which of course is an important step in the selling of your property without clear title a buyer will hesitate in the purchse of it.

Most of the time this is taken care of after a contract is on the table accepted and we are in the process of closing. But sometimes it is better to get some things done before you get to that point it will same time and allow the closing to go much smoother.

The next post will be on what some of those items might be.

We are looking forward to working with you on getting your property on the market and sold.

Give us a ring today

You can visit us on line at www.GreaterTExomaMLS.com

We are All About Texoma Each and Every day helping you with all of your Real Estate needs.

My offer was accepted it was accepted Yahooooo it was accepted.....

Congratulations again on your offer being accepted on the Texoma Home of your Dreams.

Between now and closing a number of things are going to happen. First‚ your good faith deposit check will be cashed or Earnest Money Check . This can happen anytime now‚ so be sure you have ample funds in your bank account to cover this transaction.

The home inspection will be scheduled soon. I’ll be in touch with you to coordinate an inspection time that will work with your schedule. I like all my home buyers to be present during the home inspection. It’s a great way to learn about your new  Texoma house. And it helps when its time to do the final walk through.

Your lender will be scheduling a time for the property to be appraised. This is part of the loan approval process. It’s good to remember that anytime between now and closing‚ your lender may run a second credit report. Red flags that appear in this credit report can disqualify you for the mortgage loan. To avoid red flags‚ refrain from buying big ticket items — boats‚ cars‚ furniture‚ etc. — between now and closing.

This is also the time to obtain the home owner’s insurance policies that are required by your lender. You’ll want to work with your insurance agent to select the policy and coverage right for you.

Another policy required is title insurance to protect the lender’s interest in the property. I’ll coordinate with the lender and title insurance company to have this policy ready at closing as well as a title insurance policy to protect your interests in the property. The cost for these policies will be included in the closing costs.

These are just a few of the “behind the scenes” activities I’ll be helping to coordinate between now and closing. If you have any questions‚ please don't hesitate to call. We are here to help you with the entire transaction. Again Congrats to you on your accepted offer. You are now one step closer to owning your own home. Thank you for working with us we appreciate your business.

LAURA FILIP

TLF PROPERTIES INC
2007 Texoma Park Suite 110
Sherman, TX 75092
(903) 564-5911
LAURA@GreaterTexomaMLS.com

Spring is in the Air in Texoma .....

Now is the time to get your property on the market and get the Great Curb Appeal started.

Flowers for instant curb appeal

The experts all agree that curb appeal is one of the most important aspects to consider when selling your home.When selling, it's the appearance from the street that will very often determine whether potential buyers come in to see the inside, or never get out of their cars.

Flowers are one of the easiest and least expensive ways to make the front of your house look inviting and instantly increase the curb appeal of your home.  Without any real landscaping at all, flowers can transform a rather drab and dreary looking front yard into one that looks colorful and lush.  Especially during spring and summer, you should take advantage of the season by planting pots and flower boxes.

You should choose colorful flowers that will be in bloom during the time you're selling your home.  Planting the flowers in planter boxes and pots is easier than planting them in the ground and lets you more easily place them where they can have the most visual impact.  You don't need to have a green thumb, or spend a lot of money to get great results either.  Visit your local home improvement center or nursery and they will be happy to advise you of the best flowers and plants for your purpose.  You can put together several very nice planter boxes and pots of flowers for well under $100.  And it's easy!

One of the nice things about using flowers in this way is that you'll see the results immediately.  And so will buyers visiting your home!

These chocolate chip cookies make homemade worth it again! When you're ready to buy or sell a home, you can always count on me. I'll handle the complicated details and you'll get the dessert.

The aroma from these cookies is the perfect scent for an Open House!

1 cup butter or margarine, softened
1 cup sugar
1 cup firmly packed brown sugar
2 large eggs
½ teaspoon vanilla extract
2 ½ cups uncooked regular oats
2 cups all-purpose flour
1 teaspoon baking powder
1 teaspoon baking soda
½ teaspoon salt
1 cup (12 ounces) semisweet chocolate morsels
3 (1.55-ounce) milk chocolate candy bars, coarsely chopped
1 ½ cups chopped pecans

• Beat butter at medium speed with an electric mixer until creamy; add sugars, beat well.
• Add eggs and vanilla, beating until blended.
• Process oats in a blender or food processor until finely ground.
• Combine oats, flour, and next 3 ingredients. Add oats mixture to butter mixture, beat well.
• Stir in chocolate morsels, chopped candy bars, and pecans.
• Shape into 1 ½-inch balls, and place on baking sheets.
• Bake at 375° for 8 to 10 minutes or until lightly browned. Remove to wire racks to cool.
• Yield: 7 dozen

Thank you for choosing TLF PROPERTIES INC  for all of your Real Estate needs. Have a blessed day talk to you soon

  Van Alstyne TX  Real Estate,  Laura Filip Realtor offers information on buying or selling Van Alstyne TX  Real Estate ,  homes and properties and real estate around  Van Alstyne   TX .

Are you or someone you know thinking of selling a home? When you’re choosing a REALTOR to sell your home, it pays to really check them out. Don't be shy about asking tough questions! You trust them with your largest asset!

The top questions to ask a REALTOR®

·    How will you market my home?

·    How many people are likely to see the listing?

·    Is it more important to you to provide as much information as possible about my home to website visitors or to entice them into calling you to learn more?

·    You do have a website, don't you?

·    How do you maximize a listing's online exposure?

·    How long have you been selling homes in this area?

·    In this neighborhood?

·    About how many have you sold?

·    What is the biggest selling point of my home (or of a home in my general area)?

·    What will be the biggest challenge?

·     How will you deal with less appealing features in your marketing and sales?

·    What is your negotiating and sales style?

·    Have you ever found a seller difficult to work with?

·    If so, why? Did you sell the home anyway?

·    Can I have the names of some past clients?

Give me a call at (903) 271-4978 today and I’ll give you my answers. My website, www.GreaterTexomaMLS.com, is also full of helpful information you can rely upon. I look forward to working with you.

We are All About Texoma each and every day helping you with your Texoma Homes for sale needs.

LAURA FILIP
TLF PROPERTIES INC
(903) 564-5911
LAURA@GreaterTexomaMLS.com
www.greatertexomamls.com

1618 Hackberry Road Van Alstyne Tx 75459

Fannie Mae Home

mls#11501499

$$$$ 279,900 $$$$$

Five bedroom two and a half bath home on 11.6 acres ready for you to call yours

Large open kitchen beatiful setting

This is a Fannie Mae Homepath property located in Van Alstyne Texas 75459

3.5% down payment assistance is now being offered on owner occupants restrictions apply call for more details

Filip Properties is here to help you with all of your Van Alstyne Real Estate needs give us a call today and let's talk about how you can make this property yours.

Filip Properties serves all of Grayson County Texas

www.GreaterTexomaMLS.com

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