Texas A Place to Call Home : Texas: Gunter

Memorial Day Poem: Freedom is not Free, Thank you for Serving

THE MARINE

 We all came together,
 Both young and old
 To fight for our freedom,
To stand and be bold.

 In the midst of all evil,
 We stand our ground,
 And we protect our country
 From all terror around..

 Peace and not war,
 Is what some people say.
 But I'll give my life,
 So you can live the American way.

 I give you the right
 To talk of your peace.
 To stand in your groups,
 And protest in our streets.

 But still I fight on,
 I don't bitch, I don't whine.
 I'm just one of the people
 Who is doing your time.

 I'm harder than nails,
 Stronger than any machine.
 I'm the immortal soldier,
 I'm a U..S. MARINE!>

 So stand in my shoes,
 And leave from your home.
 Fight for the people who hate you,
 With the protests they've shown.
 Fight for the stranger,
 Fight for the young.
 So they all may have,
 The greatest freedom you've won.

 Fight for the sick,
 Fight for the poor.
 Fight for the cripple,
 Who lives next door.

 But when your time comes,
 Do what I've done.
 For if you stand up for freedom,
 You'll stand when the fight's done

 By: Corporal Aaron M. Gilbert , US Marine Corps
 USS SAIPAN, PERSIAN GULF

  
 
THIS POEM WAS EMAILED TO ME FROM A CLIENT JOSE ZERTUCHE

Once a Marine Always a Marine. Semper Fi Thank you for Serving

TLF PROPERTIES INC  we are AllAboutTexoma each and every day helping you with your Real Estate needs.

 

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

1 commentLAURA FILIP • May 09 2012 09:09AM

TEXOMA HOMES FOR SALE. LAURA FILIP BROKER OF TLF PROPERTIES INC

TEXOMA HOMES FOR SALE.

 

For most families, choosing a new home In Texoma  is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing your new home. To protect your interests and assure that you make the best possible decisions, it’s important that you have an agent on your side who is an expert in the local  Texoma real estate market.

As your agent, my focus will be on getting you the best possible home at the best possible price. I will work hard not only in finding you potential new homes to see, but also in keeping you informed of everything that takes place. As your agent and a top Texoma Expert....

Texoma homes for sale  

in the local market, I’ll negotiate the best prices and terms for you and answer all of your questions as they arise. I’ll be representing you, not the seller. This assures that my experience and expertise in the local market will be used in your best interests during the negotiation process.

Let me help you find your dream home and assure your best interests are protected throughout the entire process. Give me a call at (903) 564-5911 or or contact me by e-mail at LAURA@GreaterTexomaMLS.com to schedule a time for us to meet that is convenient for you.

I look forward to hearing from you.

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

0 commentsLAURA FILIP • March 14 2012 07:53AM

Luxury Homes around Gunter Tx, Foreclosures for sale, Gunter Tx Real Estate

Luxury Homes around Gunter Tx

Foreclosures for sale.....

Your Gunter Tx Realtor offers information on buying or selling Luxury foreclosure homes and properties and real estate around Gunter Tx.

Gunter Tx is a small town just off of Highway 289 and or Preston Road in Grayson County Texas. Are you looking for foreclosures and or  Luxury homes? There are currently three foreclosures in Gunter TX... Priced from 112.5k to 167.5k with approx 1-4 acres of land that goes along with these beautiful homes.

With an Average days on market being 126. Give us a ring to day and lets talk All About Texoma and setting up an appointment for you to see one or all three of these Gunter Tx Luxury homes for sale. You can reach us at

903-271-4978 or if you are out of the area 855-4TEXOMA 855-483-9662

TALK TO YOU SOON we are here to help you with all of your Real Estate needs

Laura D Filip TLF PROPERTIES INC

Search local listings click here

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

0 commentsLAURA FILIP • January 23 2012 04:36PM

Luxury Homes around Gunter Texas, Gunter Tx Real Estate,

Luxury Homes around Gunter Texas, Gunter Tx Real Estate

Your Gunter Tx Realtor offers information on buying or selling luxury homes and luxury properties and Real Estate around Gunter Tx. 

 Determining whether a home improvement will add value to your Gunter Tx home can be tricky. There are many factors to consider. Some factors are tangible like the cost of making the improvement. Other factors are less tangible and harder to quantify, like the improved quality of life the home improvement brings you and your family.

When making a dollars and cents evaluation, first consider the costs involved in making a home improvement. Be sure to factor in the costs for materials, labor, building plans, building permits and any changes to your homeowner’s insurance.

Then consider how these improvements will impact the value of your Gunter Tx home – positively or negatively. (Not all home improvements add value. Some can even decrease the value of your home.) Remember, your return on investment can vary as the real estate market changes. And the value of a home is not always reflected by the selling price. (In a "sellers’ market" your home’s value may be lower than the home’s selling price.)

Remodeling Online (http://www.remodeling.hw.net/pages/remodelingonline/index.nsp?)
evaluated 15 home improvements in their annual Cost vs. Value Report. This report analyzes the percentage of cost returned for a home improvement when comparing cost to construct versus added resale value. Of the 15 improvements evaluated in the 2003 report, only a deck addition had a positive return (104.2%).

Improvements with returns in the 92.6% – 98.1% range in 2003 included: siding replacement (98.1%); bathroom addition, mid-range (95%); attic bedroom (92.8%); and bathroom remodel, upscale (92.6%). These evaluations were conducted in what is considered a seller’s market.

Gunter Tx Real Estate, Texoma homes for sale   

It may be that the money you plan to invest in a home improvement would be better spent toward a new house. Selling your current house and buying a new home with the features and amenities you desire may actually save you money. I can help you research the local real estate market to help you make this decision, give me a call at (903) 564-5911 or or contact me by e–mail at LAURA@GreaterTexomaMLS.com to schedule a time for us to meet that is convenient for you.

Give us a call today and let’s talk All About Texoma… And what improvements would help you get the most bang for your buck… We are asking for your business.

We are All About Texoma each and every day serving your Texoma Homes for sale needs. Talk to you soon…

 

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

0 commentsLAURA FILIP • January 19 2012 11:45AM

Feng Shui your House, Texoma homes for sale, All About Texoma

Feng Shui Your House
 
TEXOMA HOMES FOR SALE
 
 
 
Texoma homes for sale
 
 
Feng Shui Your House?? So what are they getting at when they say this.... Well lets take a moment and lets talk about what a buyer is looking for when they enter your house and remember we need to call it your house not your home there is a huge difference... When you place your property on the market it is now a commodity to be sold.. you are what makes up a home the house is just that a house...
 
So when a buyer enters your house what do they feel??? Do they feel comfortable, relaxed, as if this could be thier home... can they see themselves there making memories.. Feng Shui your house is making it set for buyers to enter the property to allow them to relax feel the love as you could put it. Here is an article that you can read as well that may give you a better ideal of how to set the mood for buyers to enter your house and therefore get a better offer... Romance is the name of the game here set the mood and the buyers will be ready to make an offer that we will all be happy with....
Give us a call today and lets talk AllAboutTexoma.... We are asking for your business talk to you soon.

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

2 commentsLAURA FILIP • January 18 2012 01:59PM

Texoma Homes for sale, Tax Season tips on Home ownership...

Reap the tax deductible rewards of Texoma home ownership

If you’ve purchased, sold or refinanced your Texoma home in the past year, tax season is the best time to reap the benefits of being a homeowner! Take advantage of some of these tax breaks today and you could enjoy a bigger return
in April!

Mortgage Interest. For most Texoma homeowners, the bulk of your mortgage payment is going towards interest – and that’s a big tax break for you! The mortgage interest on your primary residence is fully tax deductible, unless, of course your loan is more than $1 million.

You can also deduct late payment charges as home mortgage interest as long as the payment was not late due to a specific service received in connection with your home loan. Also, if you pay off your mortgage early and incur a prepayment penalty, you can deduct that penalty as home mortgage interest (subject to the same requirements for late payments).

Property Taxes. Your property taxes - the annual taxes based on the assessed value of your property – can also be deducted. Your mortgage interest statement may list the amount of real estate taxes you paid if your taxes and homeowners' insurance went into an escrow account when you closed on your mortgage. You can also review your cancelled checks to determine your total real estate tax deduction.

Loan Points. Any points you paid to get a better rate on a home loan, are tax deductible in the year you made the purchase as long as:

·     The loan is secured by your primary residence and it was used to buy, improve or build the home.

·     Paying points is an established business practice in your area;

·     The points are computed as a percentage of the loan principal;

·     The points are clearly defined on the buyer's settlement statement; and

·     You put cash into your home purchase in an amount at least equal to the points you were charged.

 

Loan Points on a Refi. The points you paid on a refinanced loan may also be tax deductible, however in most cases, the points must be deducted over the life of the new loan. So if you paid $2,000 in points to refinance a 30-year mortgage, you can deduct $5.56 per monthly payment, or a total of $66.72 if you made 12 payments in one year on the new loan.

Interest on a Home Equity Loan. The interest on a home equity loan may be tax deductible up to $100,000. However, if your home equity loan, when combined with your first mortgage amount, increases the debt on your home to an amount more than the property's actual value, you’ll face deductibility limits. In these cases, the IRS allows you to deduct the smaller of interest on a $100,000 loan or your home's value less the amount of your existing mortgage

Give us a call today and lets TALK AllAboutTexoma, Texoma Homes for Sale.

 

Serving all of Texoma

ShermanTXRealEstate,

WhitesboroTXHomesforsale.

DenisonTXRealEstate,

CollinsvilleTxRealEstate,

 HoweTXRealEstate,

TiogaTxRealEstate,

GunterTXRealEstate,

 WhitewrightTXRealEstate,

VanAlstyneTxRealEstate,

PottsboroTxRealEstate,

GainesvilleTXREalEstate,

SadlerTXREalEstate,

GordonvilleTXRealEstate,

TomBeanTXRealEstate,

 
 

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

0 commentsLAURA FILIP • January 17 2012 12:27PM

TEXOMA HOMES FOR SALE, BUYING A HOME IN TEXOMA ...

 

TLF PROPERTIES INC

Buying a home is such an exciting time in everyone's lives.  But it's not always the easiest process.  There are several things that you can do in advance of your purchase to make the process flow much more smoothly.  Here are just a few of the things I suggest to start getting ready to purchase your home.  If you would like to talk about these further, call me at any time (903) 564-5911

  1. Get pre-qualified for your home loan – This will let us know what types of  TEXOMA homes we can look at.  This could trim several days from the process.
  2. Begin to think about how much home you can honestlyafford – We have all had times in our past when we say, "Oh $40 here and $100 won't be that big of a deal."  Saying that with your home payment can lead to real troubles down the road.
  3. Research  TEXOMA neighborhoods – Most people chose their home based on location.  You should check into things like schools, shopping, and proximity to your place of work.  All of these things will play into how much you really like a property.

Doing these three very simple things will trim days – maybe even weeks – off of the time until you're in your next home.  Again, if you have any questions, or if you're ready to move forward let me know. We are here to help you in the purchase of your Texoma Homes for sale process. We are asking for your business. Talk to you soon. We are AllAboutTexoma each and every day. Looking for Texoma Homes for Sale... See you soon.

ShermanTXRealEstate,

WhitesboroTXHomesforsale.

DenisonTXRealEstate,

CollinsvilleTxRealEstate,

 HoweTXRealEstate,

TiogaTxRealEstate,

GunterTXRealEstate,

 WhitewrightTXRealEstate,

VanAlstyneTxRealEstate,

PottsboroTxRealEstate,

GainesvilleTXREalEstate,

SadlerTXREalEstate,

GordonvilleTXRealEstate,

TomBeanTXRealEstate,

LAURA FILIP
TLF PROPERTIES INC
2007 Texoma Park Suite 110
Sherman, TX 75092
(903) 564-5911
LAURA@GreaterTexomaMLS.com
www.greatertexomamls.com

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

0 commentsLAURA FILIP • January 17 2012 11:09AM

TEXOMA HOMES FOR SALE, SELL MY TEXOMA HOME

Buying a  TEXOMA Home Requires Many Difficult Decisions. 

 

Your TEXOMA home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As Grayson County, Cooke County, Lake Texoma and the surrounding area we call Texoma Real Estate agents, here is how we will guide you through the entire process, from viewing  TEXOMA homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL  TEXOMA homes available on the Grayson County, Cooke County, Lake Texoma and Texoma market, even listings not yet on the MLS(NTREIS), through our professional Texas real estate affiliations. 

- Our expert local knowledge of the Grayson County, Cooke County, Lake Texoma and Texoma HOMES area should be invaluable to you, not just in terms of Real Estate, but also schools, neighborhoods, the local economy, and more. 

- Every local Real Estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Grayson County, Cooke County, Lake Texoma and Texoma HOMES are no different! It's our job to help you into opportunities and out of traps. 

- What is the true market value of the  TEXOMAhome you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help  TEXOMA home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with  TEXOMA sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member of my team or I will view every  TEXOMA home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new TEXOMA home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new  TEXOMA home in the Grayson County, Cooke County, Lake Texoma and the surrounding area we call Texoma. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

 

Ask us any question about buying a home in the Grayson County, Cooke County, Lake Texoma and Texoma area. It's our job to help you! There's no obligation, and we promise to respond quickly...

 

Request a Free Presentation On How We Will Market and Sell Your  TEXOMA Home. Remember, All Real Estate Agents Are NOT Alike

 

Laura D Filip Broker  

GOOGLE ME CLICK HERE

Laura D Filip Broker of TLF PROPERTIES INC

903-271-4978 cell phone text messages

903-564-5911 office contact number

1-855-4TEXOMA toll free

www.GreaterTexomaMLS.com

     certified residential specialist

 

0 commentsLAURA FILIP • January 04 2012 08:57PM