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Sherman Tx Real Estate... are you paying PMI unnecessarily!!!!

Your  SHERMAN TX  Realtor  Laura Filip offers information on buying or selling SHERMAN TX homes and properties and real estate around  SHERMAN TX .

PMI, also known as Private Mortgage Insurance, is a supplemental insurance policy you may pay for to protect your mortgage lender in the event of your default.  PMI is provided by private (non-government) companies and is usually required when your loan-to-value ratio — the amount of your mortgage loan divided by the value of your home — is greater than 80 percent.  PMI isn’t a bad thing — it allows lenders to accept lower down payments on homes than they would normally be comfortable with.  But you may be paying it unnecessarily!

If you’d like to learn more about eliminating PMI insurance from your mortgage loan, please visit our website at www.GreaterTexomaMLS.com.

We are All About Texoma each and every day helping you with all of your Texoma homes for sale needs...

Are you considering selling your Texoma home and would like more information about what the market value of your property might be click on the box below

LAURA FILIP
TLF PROPERTIES INC
www.greatertexomamls.com

Grayson County foreclosure list for 01/01/2012 through 01/24/2012

Your  Grayson  County Foreclosure Realtor  Laura Filip offers information on buying or selling Grayson county foreclosure homes and properties and real estate around  Grayson County  .

There hve been fourteen properties  THAT HAVE BEEN listed  are foreclosures in Grayson county for the time period of 01/01/2012 to 01/24/2012  Here is a list of those properties

MLS ID # 11708967 818 S GRIBBLE ST S SHERMAN TX 75090 PRICE $7920

MLS ID# 11711177 36 VAUGHN DRIVE DENISON TX 75020 PRICE $24.9K

MLS ID# 11711935 102 CUMBERLAND DRIVE DENISON TX 75020 PRICE 35.5K

MLS ID# 11706257 215 KYKER LANE POTTSOBOR TX 75076 PRICE $44.9K

MLS ID# 11711532 208 W MAIN STREET W DENISON TX 75020 PRICE $59.5K

MLS ID# 11710425 121S HICKORY AVE S DENISON TX 75020 PRICE $67.9K

MLS ID# 11708656 969 TANGLEWOOD TRIAL POTTSBORO TX 75076 PRICE $90K

MLS ID# 11711807 3519 PORTSMOUTH PLACE SHERMAN TX 75092 PRICE $91.9K

MLS ID# 11701881 210 CEDAR HILLS DRIVE DENISON TX 75020 PRICE $ 110K

MLS ID# 11711728 1714 CRESCENT DRIVE SHERMAN TX 75092 PRICE $115K

MLS ID# 11710185 417 BRYN MAWR LANE VAN ALSTYNE TX 75495 PRICE $116.5K

MLS ID # 11711436 7190 FM 121 VAN ALSTYNE TX 75495 PRICE $159K

MLS ID# 11706701 10691 FARMINGTON ROAD VAN ALSTYNE TX 75495 PRICE $ 165K

MLS ID# 11709098 566 PREAKNESS PLACE ROAD VAN ALSTYNE TX 75495 PRICE $ 189K

Please give us a call today to view any or all of these properties please click HERE  and then place the address and or MLS ID# in the search criteria for more information on any of these properties, you may also request a showing see more photos and or virtual tours of each listing...

ALL INFORMATION HAS BEEN TAKEN FROM NTREIS AND IS DEEM RELIABLE AT THE TIME OF THIS REPORT ALL PRICES AND AVAILABILITY CAN CHANGE AT ANY TIME....

We are all All About Texoma each and every day helping you with your Texoma homes for sale needs. We want your business and are asking for it

The properties mentioned above are not listed by TLF PROPERTIES INC.

Lowest Rates in History Make this a Great Time to Buy

Your  TEXOMA  Realtor  Laura Filip offers information on buying or selling TEXOMA homes and properties and real estate around  TEXOMA .

According to Greg White, Senior Mortgage Banker with Colonial National Mortgage, the housing market is picking up due to interest rates that are among the lowest in 40 years.  “Both first time and seasoned buyers have realized that they may never see mortgage loans priced this low again”, says Greg, “and they are taking advantage of them to buy their first home, moving up, or purchasing investment properties or second homes.”  Greg has been a Mortgage Banker for more than 10 years and offers a wide range of home loans, including FHA, VA, Conventional, Jumbo and Single Close Construction Loans.  He also is one of very few mortgage bankers in the nation to offer Fannie Mae HomePath loans, which require only 3% down and have no appraisal or mortgage insurance.  His company, Colonial National Mortgage, is privately owned and has been serving homebuyers for 60 years with retained servicing on 99% of loans they originate.  You can reach Greg at 214-451-5100 or email GregW@colonialsavings.com.  NMLS #454109. We work together as a team to serve your Real Estate needs. So give us a call today and lets get started on the Texoma homes for sale process.. We want your business and are asking for it...

Sellers we aggressively search out buyers for your property give me a call today and lets talk All About Texoma and what the market is doing in your area.

You can reach me directly at 903-271-4978 or if you are out of the area 855-4TEXOMA 855-483-9662 PRESS 1

Talk to you soon.

LAKE TEXOMA LOTS FOR SALE MOBILE HOMES OKAY, GORDONVILLE TX REAL ESTATE

14.5K MLS# 11710767

Your LAKE TEXOMA  Realtor offers information on buying or selling LAKE TEXOMA homes and properties and real estate around LAKE TEXOMA 

CLICK ON THE PHOTO YOU WILL FIND MORE INFORMATION ABOUT THIS PROPERTY SUCH AS LISTING DATA, SCHEDULE AND APPOINTMENT VIRTUAL TOUR  LAKE TEXOMA

Four lots on Oak Trail in Gordonville Tx beautiful location and priced to sell 14.5k take a peek today and make this your OASIS....

We are AllAboutTexoma each and every day helping you with Texoma Homes for sale.

Lake Texoma lots for sale give us a call today we want your business and are asking for it. Talk to you soon

305 JOHN FIEDLER SHERMAN TX 75092 THREE BEDROOM TWO BATH 31K

Your Sherman Tx Realtor offers information on buying or selling Sherman TX homes and properties and real estate around Sherman Tx

CLICK ON THE PHOTO TO BE TAKEN TO THE LISTING AND MORE PHOTOS.... SCHEDULE A SHOWING SEE A VITURAL TOUR SEND US A MESSAGE... TALK TO YOU SOON

Cute house on a nice size lot bring your finishing touches to this property its priced right and ready for you to make it your own.

DARLING, CUTIE DOLL  is what you will say when you see this house. give us a call today and make this house your home...

We are AllAboutTexoma each and every day helping you with Texoma Homes For Sale...

Sherman Tx Real Estate we want your business and are asking for it. Talk to you soon

Luxury Homes around Gunter Tx

Foreclosures for sale.....

Your Gunter Tx Realtor offers information on buying or selling Luxury foreclosure homes and properties and real estate around Gunter Tx.

Gunter Tx is a small town just off of Highway 289 and or Preston Road in Grayson County Texas. Are you looking for foreclosures and or  Luxury homes? There are currently three foreclosures in Gunter TX... Priced from 112.5k to 167.5k with approx 1-4 acres of land that goes along with these beautiful homes.

With an Average days on market being 126. Give us a ring to day and lets talk All About Texoma and setting up an appointment for you to see one or all three of these Gunter Tx Luxury homes for sale. You can reach us at

903-271-4978 or if you are out of the area 855-4TEXOMA 855-483-9662

TALK TO YOU SOON we are here to help you with all of your Real Estate needs

Laura D Filip TLF PROPERTIES INC

Your Pottsboro Tx Realtor offers Information on buying or selling Lake homes and vacation properties and real estate around Pottsboro Texas.

Are you looking for a vacation home on Lake Texoma? I have helped many families find their own slice of paradise, and I'm ready to put my experience to work for you.

TEXOMA HOMES FOR SALE.. It’s an awesome Lake and we are ready to help you find that perfect spot to relax the day away.

·         I have access to countless vacation home listings, from all over the Lake Texoma area.

·         My experience in this niche has built great relationships with several loan specialists, so buying your second home will be worry-free.

Your dream home is no longer a matter of if, but when!  Visit my web site www.GreaterTexomaMLS.com to take a look at all I have to offer, or give me a call at  (903) 564-5911 today!

TEXOMA HOMES FOR SALE.  We are

ALL ABOUT TEXOMA EACH AND EVERY DAY serving your Lake Texoma Real Estate needs

Thinking about selling your Texoma home give us a call we specialize in Texoma Homes for sale. We are asking for your business. You can reach us directly at 903-271-4978 or if you live out of the area call us toll free at

855-4TEXOMA 855-483-9662

WE WANT YOUR BUSINESS AND ARE ASKING FOR IT SO GIVE US A CALL....

Luxury Homes around Gunter Texas, Gunter Tx Real Estate

Your Gunter Tx Realtor offers information on buying or selling luxury homes and luxury properties and Real Estate around Gunter Tx. 

 Determining whether a home improvement will add value to your Gunter Tx home can be tricky. There are many factors to consider. Some factors are tangible like the cost of making the improvement. Other factors are less tangible and harder to quantify, like the improved quality of life the home improvement brings you and your family.

When making a dollars and cents evaluation, first consider the costs involved in making a home improvement. Be sure to factor in the costs for materials, labor, building plans, building permits and any changes to your homeowner’s insurance.

Then consider how these improvements will impact the value of your Gunter Tx home – positively or negatively. (Not all home improvements add value. Some can even decrease the value of your home.) Remember, your return on investment can vary as the real estate market changes. And the value of a home is not always reflected by the selling price. (In a "sellers’ market" your home’s value may be lower than the home’s selling price.)

Remodeling Online (http://www.remodeling.hw.net/pages/remodelingonline/index.nsp?)
evaluated 15 home improvements in their annual Cost vs. Value Report. This report analyzes the percentage of cost returned for a home improvement when comparing cost to construct versus added resale value. Of the 15 improvements evaluated in the 2003 report, only a deck addition had a positive return (104.2%).

Improvements with returns in the 92.6% – 98.1% range in 2003 included: siding replacement (98.1%); bathroom addition, mid-range (95%); attic bedroom (92.8%); and bathroom remodel, upscale (92.6%). These evaluations were conducted in what is considered a seller’s market.

It may be that the money you plan to invest in a home improvement would be better spent toward a new house. Selling your current house and buying a new home with the features and amenities you desire may actually save you money. I can help you research the local real estate market to help you make this decision, give me a call at (903) 564-5911 or or contact me by e–mail at LAURA@GreaterTexomaMLS.com to schedule a time for us to meet that is convenient for you.

Give us a call today and let’s talk All About Texoma… And what improvements would help you get the most bang for your buck… We are asking for your business.

We are All About Texoma each and every day serving your Texoma Homes for sale needs. Talk to you soon…